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Climb Confidently

Working capital made flexible. simple. fast.

InterNex's secure working capital platform provides on-demand liquidity and eye-opening analytics.

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1Million+ Invoices paid
0% Client renewals
$0B+ Funding provided

We are a technology-based lender

We fund small to medium-sized businesses, no matter their business dynamics, we’ve got you covered. Unlike traditional banks, we adapt to your business model, so you can focus on growth without financial roadblocks.

InterNex Capital fuels your growth with smart, data-powered lending solutions. We fund small to medium-sized business with a focus on innovation and ease of use.

More about InterNex
Line of Credit

Line of Credit

VelocityLOC is a flexible, digitally powered revolving line of credit secured by accounts receivable, matching your loan repayment with your customers’ payment terms.

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Invoice Purchase

Invoice Purchase

VelocityFlex is a versatile invoice purchase solution that puts you in control of your financing. By leveraging your accounts receivable, you have the flexibility to choose when and how you sell your invoices.

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Short Term Advance

Short Term Advance

VelocityStretch is an incremental short-term advance that complements your existing Line of Credit (LOC) or Flex line. We recognize that sometimes your immediate financial requirements exceed your available working capital.

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Term Loan

Term Loan

VelocityTerm is a dynamic term loan that delivers immediate liquidity with flexible installment payment options tailored to your cash flow. This loan integrates seamlessly with existing VelocityLOC or Flex facilities.

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Velocity™ | Cloud Based Platform

Our cutting-edge platform puts powerful analytics right at your fingertips to manage your accounts receivable and line of credit.

  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot
  • Velocity Platform Screenshot

With our intuitive dashboard, you can track customer payment performance while gaining big-picture visibility and easy click-on access to customer and invoice details.

Our Timeline

Prequalifications to Proposal

Complete a questionnaire, submit prequalification documents, and join a call with an underwriter. This process takes about 2 business days.

Sign Proposal

Sign proposal and send due diligence fees. Once proposal is received, we will initiate due diligence.

Due Diligence

We will verify prequalification details, starting with a call to explain the process and requested documents. We will send you a portal to upload documents.

Loan Agreement, Payoff, & Funding

We will send the loan agreement for review. If loans require refinancing, we would request payoff letters. On the agreed upon closing date, we will refinance the loans as needed and fund your account based on availability.

Benefits

What our clients love about InterNex Capital

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On Demand Funding

Our clients appreciate the ability to access funding quickly, especially in urgent situations. Businesses often need funding at a moment’s notice to seize opportunities or manage unexpected expenses. Thus, our solutions are designed to provide quick access to capital.

Velocity™

Our platform provides powerful, real-time analytics to help you manage accounts receivable and your line of credit. With an intuitive dashboard, you can easily track customer payments, view invoice details, and monitor credit availability—without the need to upload supporting documents, saving time and reducing delays.

White Glove Service

Exceptional customer service and personalized support are key reason why our clients choose us.

Case studies

Helping B2B businesses across a broad range of industries

IT Solution & Staffing $4,000,000 Line of credit

Client Profile:

  • • A Tier 1 IT solution and staffing company focused on cloud applications and cloud platform services

Client Need:

  • • An innovative lender partner that understood the vendor and customer complexities that Tier 1 IT solution companies manage
  • • Sought a partner that could accommodate the natural customer concentration cycle in the cloud applications and platform services business

InterNex Solution:

  • • Comprehensive $4 million revolving line of credit with flexibility to accommodate growth opportunities with their large customers
  • • Cutting-edge Velocity™ cloud platform for user friendly and real time working capital management
Business Process Outsourcing $5,000,000 Line of credit

Client Profile:

  • • Leading business process outsourcing company in the call center space, focused on the tech sector.

Client Need:

  • • Needed an innovative lender understanding of the billing cycles in the technology sector.
  • • Flexibility as AR concentrations shifted between customers.

InterNex Solution:

  • • Comprehensive $5 million revolving line of credit.
  • • Concentration flexibility to accommodate growth opportunities with investment-grade customers.
  • • Cutting-edge Velocity™ cloud platform for user friendly and real-time working capital management.
Consumer Goods $5,000,000 Line of credit

Client Profile:

  • • A leading consumer goods company specializing in kitchen utensils
  • • Operates across various distribution channels, including direct to consumer, online marketplaces, big box retailers, and discount stores

Client Need:

  • • Sought an innovative lender with meaningful solutions for their continued growth
  • • Replaced existing lender by providing greater flexibility, faster tech-enabled speed to funding, and proven ability to continue to support rapid growth

InterNex Solution:

  • • Provided an initial $5 million revolving line of credit that can grow with the client
  • • Extended exceptional credit limits and concentrations to align towards client’s high quality customer base with established historical performance
  • • Leveraged InterNex's cutting-edge tech/ Velocity™ cloud platform, offering industry-leading accounts receivable finance analytics and working capital management capabilities
Civil Engineering $5,000,000 Line of credit

Client Profile:

  • • Civil engineering and contracting firm, with 12 years in business, specializing in large scale underground infrastructure projects and services

Client Need:

  • • A working capital facility that provides flexibility when dealing with the intricacies of working with public and private entity billing practices

InterNex Solution:

  • • $5 Million flexible revolving line of credit that will enable the company to bid and win larger projects
  • • Cutting-edge Velocity™ cloud platform for user friendly and real time working capital management
Freight Brokerage $7,000,000 Line of credit

Client Profile:

  • • Freight Brokerage company fast approaching $100 million in annual revenue
  • • Founded by industry veterans as a spin-off from an established trucking and logistics company

Client Need:

  • • Sought scalable working capital line to capitalize on new market opportunities while ensuring a smooth operational transition to new company

InterNex Solution:

  • • InterNex provided a $7 million revolving line of credit with facility upsize potential to support the company’s growth trajectory
  • • The client has seamlessly integrated with the InterNex Velocity™ cloud platform, utilizing it for accounts receivable management, real-time data analytics, and overall working capital management

Our clients work with leading brands

Testimonials

What our clients think about us

“InterNex has been a great partner for my company. Their online dashboards give me and my team the information we need at a high level with the ability to drill down into more detail if needed. The platform also provides helpful insights that my collections team can use to target specific customer accounts.”

John H.

Client (Transportation)

John H.
“Finally seems I am working with someone that is not out for just what I can do for them but actually wants to see my company grow. The product is really well done and easy to use/understand. I have full confidence when I request a draw that the money will be in my account.”

Keith K.

CEO (Hardware Wholesale)

Keith K.
“InterNex is a great partner. Aside from having an easy to navigate portal, they have been very flexible in addressing our changing business needs. Would highly recommend if you are in need of their type of financing. Very customer service oriented.”

Mike C.

CEO (Payment Technology)

Mike C.

Get in touch

Have a question?

Fill out the form to the right and someone from the InterNex Capital team will get back to you shortly!

What is the nature of your enquiry?

Call us

(646) 849-1800

Address

600 Mamaroneck Ave, Suite 400, Harrison, NY 10528

FAQ

Frequently asked questions

What are the minimum qualifications?

  • 2+ years in business
  • $10 million to $100 million annual revenue
  • U.S. based business
  • B2B business

Does my business need to be profitable?

  • No.

Is there a minimum credit score to qualify?

  • No.

What do I need to apply?

  • 3 months of Bank Statements
  • Debt Schedule
  • AR Aging
  • Financial Statements

Ready to Climb Confidently?

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